Small Business Loan (SBL)
Empowering small businesses with quick and hassle-free financing to meet working capital requirements, business expansion, and other productive business needs.
Loan Range
₹50,000 – ₹5,00,000
Tenure
12 – 36 Months
Interest Rate
From 18.00% p.a.
Processing Fee
Up to 2%
Of loan amount + applicable GST
UFin Small Business Loan (SBL) is designed to support small business owners, self-employed individuals, and micro-enterprises by providing timely access to finance with minimal documentation and flexible repayment options.
Loan Details
| Parameter | Details |
|---|---|
| Loan Amount | ₹50,000 – ₹5,00,000 |
| Loan Tenure | 12 – 36 Months |
| Repayment Frequency | Monthly EMI |
| Interest Rate | Starting from 18.00% p.a. |
| Processing Fee | Up to 2% of Loan Amount |
| GST | Applicable on Processing Fee |
| Prepayment | Allowed as per Company Policy |
| Security | Unsecured / Secured (as per product eligibility) |
Eligibility
Applicants should meet the following criteria:
Business Ownership
Must be a self-employed individual, proprietor, partnership firm, or eligible business entity.
Business Vintage
Business should have a minimum operational history as per UFin policy.
Age
21 to 65 years at the time of loan maturity.
Business Stability
Applicant should have a stable business with satisfactory repayment capacity.
KYC & Business Documents
Valid KYC and business proof documents are mandatory.
Key Features
- Quick loan approval and disbursement.
- Unsecured financing for eligible customers.
- Flexible loan amounts based on business requirements.
- Affordable interest rates.
- Simple documentation and digital loan process.
- Monthly EMI repayment option.
- Ideal for working capital, inventory purchase, machinery, business expansion, and other productive business purposes.
Documents Required
- Aadhaar Card
- PAN Card
- Passport-size Photograph
- Address Proof
- Business Proof (GST Registration, UDYAM Certificate, Shop & Establishment License, Trade License, etc., as applicable)
- Bank Statements (latest 6–12 months)
- Income Proof (if applicable)
Why Choose UFin Small Business Loan?
- Fast and hassle-free loan processing.
- Competitive interest rates.
- Minimal documentation.
- Flexible repayment tenure.
- Digital onboarding with quick approval.
- Designed to support the growth of micro and small businesses.
Related Products
Disclaimer: Loan sanction, eligible loan amount, tenure, interest rate, and other terms are subject to UFin Financial Services Limited's credit policy, eligibility assessment, and applicable regulatory guidelines. Terms and conditions apply.