Lighting the Lives of Low-Income Households
Collateral-free micro-credit empowering women entrepreneurs across 4 states and 1 union territory through Joint Liability Groups.






Outreach at a Glance
Key performance indicators reflecting our reach and financial health.
A Decade of Empowering India's Underserved Communities
We provide collateral-free micro-loans to women in rural and urban India — financing income-generating activities through Joint Liability Groups and building pathways out of poverty through ethical, sustainable microfinance.
Socio-economic empowerment of 4,00,000+ families and building an AUM beyond ₹1,000 Crores — creating a poverty-free India through accessible financing.
View Vision & MissionAnchored Across India's Heartland
From the southern plains of Tamil Nadu to the western corridors of Gujarat — a deliberate, district-level presence built branch by branch.
- 01Tamil Nadu39 branches
- 02Madhya Pradesh25 branches
- 03Gujarat11 branches
- 04Kerala6 branches
- 05PuducherryUT1 branch
Our Products
Helping clients generate income for their families and enhance their livelihoods across rural and urban India.
JLG Income Generation Loans
Income generation loans used to expand an existing business or start a new one, advanced through Joint Liability Groups.
Top-Up Loans
Additional working capital for existing customers, offered as part of customer retention.
Sanitation Loans
Loans to be used only for toilet construction, renovation, and overhead tank installation.
Invest in India's Grassroots Financial Inclusion
Partner with an RBI-registered NBFC delivering measurable social impact alongside financial returns.
Most of the low-income people have no access to avail loans from banks, and often resort to private moneylenders at exorbitant rates. At UFin, we believe that poverty cannot be eradicated by charity alone — sustainable growth through ethical microfinance is the path to a poverty-free India.