Our Impact
Empowering 94,392+ families across 4 states and 1 union territory — measuring our progress through the lives we touch and the businesses we enable.
Key Impact Metrics
As of Q4 FY26Our Approach to Impact
In India, most low-income people have no access to bank loans, forcing them to borrow from private moneylenders at exorbitant rates. At UFin, we aim to reduce this social and economic imbalance by providing opportunities to grow. We believe that charity alone is not sustainable — dedicated hard work through ethical microfinance is what leads to lasting change.
Collateral-Free Lending
Our JLG model removes the biggest barrier to credit — we lend based on group trust, not assets. Every group member mutually guarantees each other.
Women-First Focus
100% of our JLG loans go to women. We empower them to start and expand income-generating activities — from cattle rearing to textile businesses.
Rewarding Good Behaviour
On-time repayers get lower interest rates in subsequent cycles (28% → 27% → 26%) and access to larger loan amounts.
What Our Beneficiaries Say
You have played a great role in my life and my family! Thank you so much!